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Payment methods
Offer your customers their preferred payment methods
Netaxept supports wide range of payment methods, such as payment cards, Nordic and Baltic direct banks, B2C and B2B invoices, gift cards and wallet-based payment methods. Supported payment methods at each time are listed in the matrix below.
Payment methods don't have to be enabled at once; rather, you can adapt your selection at any time. A prerequisite is that in addition to Netaxept agreement, you have signed separate agreements with the service providers of the selected payment methods concerning the acceptance and settlement of transactions in card-not-present sales. Most non-cards need to be activated in Netaxept by adding the credentials received from the corresponding service provider in Netaxept Admin's "Agreements" tab. The merchant is responsible for this activation and ensuring that all information entered is correct.
Read more about:
Functionality matrix
Different payment methods support different financial operations. The following table shows the support for different operations in Netaxept’s production environment. Read more about operations
Payment method | Payment method name in API | AUTH | CAPTURE | SALE | CREDIT | ANNUL | VERIFY |
Payment cards | |||||||
Visa | Visa | YES | YES | YES | YES | YES | YES |
Mastercard | MasterCard | YES | YES | YES | YES | YES | YES |
AcceptCard | AcceptCard | YES | YES | YES | YES | YES | NO |
American Express | AmericanExpress | YES | YES | YES | YES | YES | YES |
Forbrugsforeningen | DanishConsumerCard | YES | YES | YES | YES | YES | NO |
Mastercard Debit (Danish merchants only) | DanishDebitMasterCard | YES | YES | YES | YES | YES | YES |
Visa Debit (Danish merchants only) | DanishDebitVisa | YES | YES | YES | YES | YES | YES |
American Express (Danish merchants only) | DanishDebitAmericanExpress | YES | YES | YES | YES | YES | NO |
Diners Club (Danish merchants only) | DanishDinersClubInternational | YES | YES | YES | YES | YES | NO |
Maestro (Danish merchants only) | DanishDebitMaestro | YES | YES | YES | YES | YES | NO |
Dankort | Dankort | YES | YES | YES | YES | YES | YES |
Diners Club | DinersClubInternational | YES | YES | YES | YES | YES | NO |
JCB | JCB | YES | YES | YES | YES | YES | NO |
Maestro | Maestro | YES | YES | YES | YES | YES | NO |
Nordea e-Credit whitecard | NordeaECreditWhiteCard | NO | NO | YES | YES | NO | NO |
Nordea Finance | NordeaFinans | NO | NO | YES | NO | NO | NO |
Resurs Bank | ResursBank | YES | YES | YES | YES | YES | NO |
Resurs Bank Norway | NorwegianResursBank | YES | YES | YES | YES | YES | NO |
Resurs Bank Sweden | SwedishResursBank | YES | YES | YES | YES | YES | NO |
Mastercard Debit (Swedish merchants only) | SwedishDebitMasterCard | YES | YES | YES | YES | YES | YES |
Visa Debit (Swedish merchants only) | SwedishDebitVisa | YES | YES | YES | YES | YES | YES |
S-Visa | SVisa | YES | YES | YES | YES | YES | YES |
S-Business | SBusinessCard | YES | YES | YES | YES | YES | YES |
Märkeskort Ikano | SVWIKANO | YES | YES | YES | YES | YES | NO |
Direct banks | |||||||
BankAxess | BankAxess | NO | NO | YES | YES | NO | NO |
BankAxess via mobile app | BankAxessMobile | NO | NO | YES | YES | NO | NO |
Danske Bank Sweden direct bank | SwedishBankDanskeBank | NO | NO | Done automatically by Netaxept | NO | NO | NO |
Handelsbanken Sweden direct bank | SwedishBankHandelsbanken | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Nordea Sweden direct bank | SwedishBankNordea | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Swedbank Sweden direct bank | SwedishBankSwedbank | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Aktia Finland direct bank | FinishBankAktia | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Ã…landsbanken Finland direct bank | FinishBankAlandsbanken | NO | NO | Done automatically by Netaxept | NO | NO | NO |
Handelsbanken Finland direct bank | FinishBankHandelsbanken | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Nordea Finland direct bank | FinishBankNordea | NO | NO | Done automatically by Netaxept | YES | NO | NO |
OP Finland direct bank Will be discontinued | FinishBankOp | NO | NO | Done automatically by Netaxept | YES | NO | NO |
OP Finland direct bank New payment method | OPBankFinland | NO | NO | Done automatically by Netaxept | YES | NO | NO |
POP Pankki Finland direct bank | FinishBankPopPankki | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Säästöpankki Finland direct bank | FinishBankSaastopankki | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Oma Säästöpankki Finland direct bank | FinishBankOmaSaastopankki | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Danske Bank Finland direct bank | FinishBankSampo | NO | NO | Done automatically by Netaxept | NO | NO | NO |
S-Pankki Finland direct bank | FinishBankSPankki | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Aktia Finland direct bank via Paytrail | PaytrailAktia | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Ã…landsbanken Finland direct bank via Paytrail | PaytrailAlandsbanken | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Danske Bank Finland direct bank via Paytrail | PaytrailDanskeBank | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Handelsbanken Finland direct bank via Paytrail | PaytrailHandelsbanken | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Nordea Finland direct bank via Paytrail | PaytrailNordea | NO | NO | Done automatically by Netaxept | YES | NO | NO |
OP Finland direct bank via Paytrail | PaytrailOP | NO | NO | Done automatically by Netaxept | YES | NO | NO |
POP Pankki Finland direct bank via Paytrail | PaytrailPOP | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Säästöpankki Finland direct bank via Paytrail | PaytrailSaastopankki | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Oma Säästöpankki Finland direct bank via Paytrail | PaytrailOmaSaastopankki | NO | NO | Done automatically by Netaxept | YES | NO | NO |
S-Pankki Finland direct bank via Paytrail | PaytrailSPankki | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Luminor Bank Estonia direct bank | EstonianBankLuminor | NO | NO | Done automatically by Netaxept | NO | NO | NO |
SEB Estonia direct bank | EstonianBankSEB | NO | NO | Done automatically by Netaxept | NO | NO | NO |
SEB Latvia direct bank | LatvianBankSEB | NO | NO | Done automatically by Netaxept | NO | NO | NO |
SEB Lithuania direct bank | LithuanianBankSEB | NO | NO | Done automatically by Netaxept | NO | NO | NO |
Swedbank Estonia direct bank | EstonianBankSwedbank | NO | NO | Done automatically by Netaxept | NO | NO | NO |
Swedbank Latvia direct bank | LatvianBankSwedbank | NO | NO | Done automatically by Netaxept | NO | NO | NO |
Swedbank Lithuania direct bank | LithuanianBankSwedbank | NO | NO | Done automatically by Netaxept | NO | NO | NO |
DNB Latvia direct bank | LatvianBankDnb | NO | NO | Done automatically by Netaxept | NO | NO | NO |
DNB Lithuania direct bank | LithuanianBankDnb | NO | NO | Done automatically by Netaxept | NO | NO | NO |
SOFORT direct bank | Sofortbanking | NO | NO | YES | YES | NO | NO |
Invoice & instalments | |||||||
Walley invoice | Collector | Done automatically by Netaxept | YES | NO | YES | YES | NO |
Walley B2C invoice with Walley hosted terminal In pilot use for selected merchants | WalleyB2C | Done automatically by Netaxept | YES | NO | YES | YES | NO |
Walley invoice B2B invoice with Walley hosted terminal In pilot use for selected merchants | WalleyB2B | Done automatically by Netaxept | YES | NO | YES | YES | NO |
Walley instalment | CollectorInstallment | Done automatically by Netaxept | YES | NO | YES | YES | NO |
Klarna invoice Discontinued as of October 1st, 2020 | Klarna | YES | YES | YES | YES | YES | NO |
Klarna instalment Discontinued as of October 1st, 2020 | KlarnaInstallment | YES | YES | YES | YES | YES | NO |
AfterPay invoice Will be discontinued | GothiaInvoice | YES | YES | YES | YES | YES | NO |
AfterPay instalment Will be discontinued | GothiaInstallment | YES | YES | YES | YES | YES | NO |
AfterPay New payment method | AfterPay | Done automatically by Netaxept | YES | NO | YES | YES | NO |
Enterpay B-to-B invoice | Enterpay | Done automatically by Netaxept (either Auth or Sale done automatically) | YES | Done automatically by Netaxept | YES | NO | NO |
Gift cards and prepaid solutions | |||||||
Nets Prepaid card New payment method | NetsPrepaidCard | NO | NO | YES | NO | NO | NO |
Nets Prepaid / PBS gift card Will be discontinued | PBSPrepaidCard | NO | NO | YES | NO | NO | NO |
Nets gift card / Gavekort Will be discontinued | GiftCard | NO | NO | YES | NO | NO | NO |
Gift card center Will be discontinued | GiftCardCenter | NO | NO | YES | NO | NO | NO |
iGive gift card | iGiveGiftCard | NO | NO | YES | NO | NO | NO |
iGive Promo gift card | iGivePromoCard | NO | NO | YES | NO | NO | NO |
Sparebank 1 / SB1 gift card | SB1GiftCard | NO | NO | YES | NO | NO | NO |
Sparebank 1 / SB1 gift card center | SB1GiftCardCenter | NO | NO | YES | NO | NO | NO |
Wallet based payment methods | |||||||
Masterpass | MasterPass | YES | YES | YES | YES | YES | NO |
MobilePay | Mobilepay | Done automatically by Netaxept | YES | NO | YES | YES | NO |
Vipps | Vipps | Done automatically by Netaxept | YES | NO | YES | YES | NO |
Other | |||||||
PayPal | PayPal | YES | YES | YES | YES | YES | NO |
Swish E-Commerce | SwishE | NO | NO | Done automatically by Netaxept | YES | NO | NO |
Swish M-Commerce | SwishM | NO | NO | Done automatically by Netaxept | YES | NO | NO |