Payment methods

 

With Netaxept you can accept online payments from your customers with wide range of payment methods, like all major payment cards, local and international direct bank payments, invoice & instalments, wallet based payment methods and prepaid solutions. All payment methods that are supported by Netaxept at each time are listed in the API section under "Payment method action list" parameter. Read more about this parameter >

Payment methods don't have to be enabled at once; rather, you can enable and disable payment methods when most suitable for you. A prerequisite is that in addition to Netaxept agreement, you have signed separate agreements with the service providers of the selected payment methods concerning the acceptance and settlement of transactions in card-not-present sales. Addition to that, most non-card payments need to be activated by adding the credentials received from the corresponding payment method service provider in Netaxept Admin's "Agreements" tab. The merchant is responsible for this activation and ensuring that all information entered is correct.

The following sub-pages outline the basics of using different payment methods in Netaxept. Read more about:

 

Functionality matrix

Different payment methods support different financial operations. The following table shows the support for different operations in Netaxept’s production environment. Read more about operations >

Payment method Payment method name in API AUTH CAPTURE SALE CREDIT ANNUL VERIFY
Payment cards
Visa Visa YES YES YES YES YES YES
Mastercard MasterCard YES YES YES YES YES YES
AcceptCard AcceptCard YES YES YES YES YES NO
American Express AmericanExpress YES YES YES YES YES NO
Forbrugsforeningen DanishConsumerCard YES YES YES YES YES NO
Mastercard Debit (Danish merchants only) DanishDebitMasterCard YES YES YES YES YES NO

Visa Debit (Danish merchants only)

DanishDebitVisa YES YES YES YES YES NO
Dankort Dankort YES YES YES YES YES YES
Diners Club DinersClubInternational YES YES YES YES YES NO
JCB JCB YES YES YES YES YES NO
Maestro Maestro YES YES YES YES YES NO
Nordea e-Credit whitecard NordeaECreditWhiteCard NO NO YES YES NO NO
Nordea Finance NordeaFinans NO NO YES NO NO NO
Resurs Bank ResursBank YES YES YES YES YES NO
Resurs Bank Norway NorwegianResursBank YES YES YES YES YES NO
Resurs Bank Sweden SwedishResursBank YES YES YES YES YES NO
Mastercard Debit (Swedish merchants only) SwedishDebitMasterCard YES YES YES YES YES NO
Visa Debit (Swedish merchants only) SwedishDebitVisa YES YES YES YES YES NO
S-Visa SVisa YES YES YES YES YES YES
S-Business SBusinessCard YES YES YES YES YES NO
Direct banks
BankAxess BankAxess NO NO YES YES NO NO
BankAxess via mobile app BankAxessMobile NO NO YES YES NO NO
Danske Bank Sweden direct bank SwedishBankDanskeBank NO NO Done automatically by Netaxept NO NO NO
Handelsbanken Sweden direct bank SwedishBankHandelsbanken NO NO Done automatically by Netaxept YES NO NO
Nordea Sweden direct bank SwedishBankNordea NO NO Done automatically by Netaxept YES NO NO
SEB Sweden direct bank SwedishBankSEB NO NO Done automatically by Netaxept YES NO NO
SEB Sweden Company direct bank SwedishBankSEBCompany NO NO Done automatically by Netaxept YES NO NO
SEB Sweden Private direct bank SwedishBankSEBPrivate NO NO Done automatically by Netaxept YES NO NO
Swedbank Sweden direct bank SwedishBankSwedbank NO NO Done automatically by Netaxept YES NO NO
Aktia Finland direct bank FinishBankAktia NO NO Done automatically by Netaxept YES NO NO
Ålandsbanken Finland direct bank FinishBankAlandsbanken NO NO Done automatically by Netaxept NO NO NO
Handelsbanken Finland direct bank FinishBankHandelsbanken NO NO Done automatically by Netaxept YES NO NO
Nordea Finland direct bank FinishBankNordea NO NO Done automatically by Netaxept YES NO NO
OP Finland direct bank FinishBankOp NO NO Done automatically by Netaxept YES NO NO
POP Pankki Finland direct bank FinishBankPopPankki NO NO Done automatically by Netaxept YES NO NO
Säästöpankki Finland direct bank FinishBankSaastopankki NO NO Done automatically by Netaxept YES NO NO
Oma Säästöpankki Finland direct bank FinishBankOmaSaastopankki NO NO Done automatically by Netaxept YES NO NO
Danske Bank Finland direct bank FinishBankSampo NO NO Done automatically by Netaxept NO NO NO
S-Pankki Finland direct bank FinishBankSPankki NO NO Done automatically by Netaxept YES NO NO
Aktia Finland direct bank via Paytrail PaytrailAktia NO NO Done automatically by Netaxept YES NO NO
Ålandsbanken Finland direct bank via Paytrail PaytrailAlandsbanken NO NO Done automatically by Netaxept YES NO NO
Danske Bank Finland direct bank via Paytrail PaytrailDanskeBank NO NO Done automatically by Netaxept YES NO NO
Handelsbanken Finland direct bank via Paytrail PaytrailHandelsbanken NO NO Done automatically by Netaxept YES NO NO
Nordea Finland direct bank via Paytrail PaytrailNordea NO NO Done automatically by Netaxept YES NO NO
OP Finland direct bank via Paytrail PaytrailOP NO NO Done automatically by Netaxept YES NO NO
POP Pankki Finland direct bank via Paytrail PaytrailPOP NO NO Done automatically by Netaxept YES NO NO
Säästöpankki Finland direct bank via Paytrail PaytrailSaastopankki NO NO Done automatically by Netaxept YES NO NO
Oma Säästöpankki Finland direct bank via Paytrail PaytrailOmaSaastopankki NO NO Done automatically by Netaxept YES NO NO
S-Pankki Finland direct bank via Paytrail PaytrailSPankki NO NO Done automatically by Netaxept YES NO NO
Nordea Baltic direct bank (incl. Estonia, Latvia, Lithuania) BalticBankNordea NO NO Done automatically by Netaxept NO NO NO
SEB Estonia direct bank EstonianBankSEB NO NO Done automatically by Netaxept NO NO NO
SEB Latvia direct bank LatvianBankSEB NO NO Done automatically by Netaxept NO NO NO
SEB Lithuania direct bank LithuanianBankSEB NO NO Done automatically by Netaxept NO NO NO
Swedbank Estonia direct bank EstonianBankSwedbank NO NO Done automatically by Netaxept NO NO NO
Swedbank Latvia direct bank LatvianBankSwedbank NO NO Done automatically by Netaxept NO NO NO
Swedbank Lithuania direct bank LithuanianBankSwedbank NO NO Done automatically by Netaxept NO NO NO
DNB Latvia direct bank LatvianBankDnb NO NO Done automatically by Netaxept NO NO NO
DNB Lithuania direct bank LithuanianBankDnb NO NO Done automatically by Netaxept NO NO NO
SOFORT direct bank Sofortbanking NO NO YES YES NO NO
Invoice & instalments
Collector account CollectorAccount Done automatically by Netaxept YES NO YES YES NO
Collector invoice Collector Done automatically by Netaxept YES NO YES YES NO
Collector instalment CollectorInstallment Done automatically by Netaxept YES NO YES YES NO
Klarna invoice Klarna YES YES YES YES YES NO
Klarna instalment KlarnaInstallment YES YES YES YES YES NO
AfterPay invoice GothiaInvoice YES YES YES YES YES NO
AfterPay instalment GothiaInstallment YES YES YES YES YES NO
Handelsbanken invoice HandelsbankenInvoice YES YES YES YES YES NO
Handelsbanken instalment HandelsbankenInstallment YES YES YES YES YES NO
Lindorff invoice and instalment Lindorff NO NO Done automatically by Netaxept YES NO NO
Enterpay B-to-B invoice and instalment Enterpay

Done automatically by Netaxept

(either Auth or Sale done automatically)

YES Done automatically by Netaxept YES NO NO
Gift card and prepaid solutions
Nets gift card / Gavekort GiftCard NO NO YES NO NO NO
Gift card center GiftCardCenter NO NO YES NO NO NO
iGive gift card iGiveGiftCard NO NO YES NO NO NO
iGive Promo gift card iGivePromoCard NO NO YES NO NO NO
Nets Prepaid / PBS gift card PBSPrepaidCard NO NO YES NO NO NO
Sparebank 1 / SB1 gift card SB1GiftCard NO NO YES NO NO NO
Sparebank 1 / SB1 gift card center SB1GiftCardCenter NO NO YES NO NO NO
Mobile wallets
Masterpass MasterPass YES YES YES YES YES NO
MobilePay Mobilepay Done automatically by Netaxept YES NO YES YES NO
Vipps Vipps Done automatically by Netaxept YES NO YES YES NO
Other
PayPal PayPal YES YES YES YES YES NO